A massive data breach at a popular cryptocurrency exchange has drained retirement funds. Who is to blame for this?

It's no secret that the cryptocurrency market has suffered a significant decline in recent months.

However, in February, Gemini, a crypto exchange and custodian created by Cameron and Tyler Winklevoss

Had another setback in the shape of a $36 million data breach, and the firm is now being sued for failing to secure its consumers.

Customers of IRA Financial Trust, a platform for self-directed retirement and pension funds, had their crypto assets stolen.

According to IRA Financial Trust's lawsuit, Gemini didn't have appropriate security safeguards in place to secure consumers' crypto assets.

Its inability to freeze accounts quickly after the event resulted in more losses.

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